Mortgages, Money and Me

Split loan

A split loan, also known as a combination loan, enables borrowers to divide their mortgage into both variable and fixed components. This enables you the flexibility to make extra payments on the variable component, but also lock in a lower fixed rate. Extra payments can often be made on the fixed loan too, up to a limit specified by the lender.

This calculator will let you see how much your repayments could be with this combination of loans.